Over recent years, there has been a large increase in the number of borrowing options available to UK consumers. Nowadays it seems that everywhere you go someone is offering to lend you money – with supermarket credit cards, shops promoting store cards and personal loans on offer by just about everyone. It’s hardly surprising that, at the same time, there has been an increase in the number of people getting into financial trouble and finding themselves in need of debt counselling.
If you are worried about you finances and you are struggling with the repayments on your unsecured loans, credit cards and other debts, then it may be best to get some debt counselling and find out what options are open to you. If you are in genuine financial difficulty, and you think that you may be in need of debt counselling, then please call the number at the top of this page.
Debt Counselling Specialists
Amongst the most highly regarded, and long established, debt counselling companies that we would recommend are Chiltern Debt Management, The Debt People and Hamilton Locke. These organisations have helped many thousands of people, across the UK, to cope with their out of control debt problems. Their highly trained, and professional, staff are available to speak to at any time. They are there to answer any questions that you might have, to deal with any letters or phone calls that you may receive from your creditors or just to listen, if that’s what you need.
What solutions are available?
Initially, you will speak with one of our trained counsellors, they will analyse you income and outgoings and look at your financial circumstances, in detail. They will then recommend the most appropriate solution for you.
We specialise in providing Debt Management Plans (available for all UK residents), IVAs (not available in Scotland) and Trust Deeds (Scotland only). All of these solutions can offer you the opportunity to gather all of your unsecured debts into one manageable monthly payment, without having to take out a loan. There are differences between them, and these will all be explained to you before you decide which choice to make.
If you think you may need debt counselling, or for more information on the above solutions, call us today on the telephone number at the top of this page. All calls are in complete confidence and our debt advice is free of charge.
