John Terry

Following further allegations this weekend about the extra-curricular activities that Chelsea and ex-England captain John Terry has ben up to, it now emerges that the millionaire Premiership footballer could be struggling with his debt management problems.

Questions about the debt problems of disgraced Ex-England captain John Terry emerged over the weekend, following revelations that the footballer’s mortgage on his Surrey mansion is almost double the value of the property than when he bought it.

The Chelsea captain purchased the Oxshott property in July 2003 for around £2.25 million pounds, but Terry took out a mortgage on the property last year to the value of £3.95 million.

Experts have raised eyebrows at the “unusual” financal move, as someone who earns in excess of £170,000 per week should be in a more stable financial position.

Mr Terry’s agent dismissed rumours of any debt management issues insisting that the Premiership football star was simply taking advantage of a generous rate of interest to support his other property deals.

Rumours have grown that the player’s gambling problems may have caused the need to re-mortgage and release equity from his home.

Sources quoted in the press who are believed to be close to the defender have said that he “doesn’t bet on the scale he did in the past”.

Mr Terry does still have an account with a specialist bookmaker that handles wealthy private clients, although friends insist that he pays off in full every month.

Married John Terry was recently exposed as having an affair with team mate Wayne Bridge’s partner, Vanessa Perroncel, along with a string of other mistresses.

His wife, Toni Terry, is currently escaping the furore relaxing in Dubai.

Terry lost the England captaincy last week, following a showdown meeting with England manager Fabio Capello.

Does disgraced former England captain John Terry have debt problems? is a post from: Chiltern Debt Management

Vanessa Perroncel

At this stage it is difficult to know for sure where the truth lies in the stories that have been published, however, the allegations are that Vanessa Perroncel had an affair with John Terry and a child was conceived from this. John Terry has been stripped of his England Football captaincy due to the public perception of his honesty being damaged. Wayne Bridge, who had also played for Chelsea with John Terry is Vanessa Perroncel’s ex.

The situation became even more interesting last night when Vanessa Perroncel declared that she was still in love with Wayne Bridge and wanted him back, despite the drama which has unfolded in the last few weeks. The couple have a three year old son, whom Vanessa wishes them to continue to bring up together.

Vanessa told a friend: “He must be hurting and it must be horrible for him, but I still love him with all my heart.

“I wish we’d never broken up in the first place. I don’t know what Wayne is thinking but if I could have him back it would be amazing, for me and Jaydon.

“I know how painful it’s been for me to read all the stories this week about all these men I am supposed to have slept with so I can only imagine what it’s been like for him. After all the lies written I can’t imagine he’d want me back.”

In an interview with the Mirror, close friend Antonia Graham said: “Vanessa has never stopped loving Wayne but she doesn’t know if he feels the same.

“When they split up in the summer it was because of a number of things, not some big bust-up. She was engaged to him and wanted to spend the rest of her life with him, and nothing’s changed.

“He is the man she wants to spend the rest of her life with, not John. She just hopes it is not too late.”

“John would go round to see her to offer support, just to check she was ok.

“It was like two friends having a chat. He would take DVDs round, have a cup of tea, that type of thing. It wasn’t like he had a spare set of keys. He was very supportive and said he hoped that one day Wayne and Vanessa could get back together.”

“Wayne rang her when he heard the rumours she was seeing another footballer and asked for her to tell him the truth.

“He never said John’s name but he’d obviously heard who it was meant to be. She just explained it was gossip.”

Vanessa then had to break the news to Wayne that Terry had been photographed leaving her home in Oxshott.

Antonia continued: “Vanessa told him it was all going to come out in the press but explained it wasn’t true.”

When the affair became public knowledge, Vanessa received a phone call from Terry’s wife Toni, 28.

Antonia said: “Toni called her before she left for Dubai. It was actually quite amicable. They were civil to one another.

“Vanessa feels bad for what Wayne is going through, what his family is going through and what John’s family is going through. She doesn’t wish harm on anyone and she’s not there to ruin people’s lives.

“She says she hasn’t done anything wrong and hopes John and Toni can patch things up too. They love each other and have two kids.

“Vanessa wishes life could go back to how it was before the summer.”

Bridge has refused so far to talk publicly about the accusations.

Vanessa is believed to have told friends she is planning to talk to him at length once the public scandal has died down.

Antonia added: “They see each other every time he comes to collect or drop off their son Jaydon.

“It’s pretty casual, there are no custody arrangements set in stone because of Wayne’s career.

“Vanessa told us she has only said a few words to Wayne since this all blew up. He’s not the kind of person to talk about his emotions, he usually tends to bottle things up.

“Nobody knows what he’s thinking but I know Vanessa still loves him dearly and always has.

“The distance, one in London and the other in Manchester, really affected their relationship. It’s never good to be so far away.

“She really wanted it to work, she wanted a family, she was with the man of her dreams.

“We knew she was friendly with John but that was all it was to us, a friendship.

“I don’t think this scandal has changed anything for Vanessa and Wayne, they could still get back together.”

Vanessa Perroncel loves Wayne Bridge, despite affair with John Terry allegations is a post from: Chiltern Debt Management

Jennifer Aniston and Gerard Butler

Jennifer Aniston has had more than her fair share of romantic mishaps over the years, so it would be very nice to believe the recent rumours of a burgeoning relationship with Gerard Butler.

There have been some very raunchy pictures floating around of the two of them at the Golden Globes, but nothing that confirms a solid relationship. Gerard has now joined Jennifer, Courtney Cox and Sheryl Crow on a trip to Mexico to celebrate Jennifer’s 41st (no I don’t believe it either) birthday.

All we need to see now is some actual confirmation of what is going on, so that we can report news and not gossip.

Gerard Butler and Jennifer Aniston on Holiday in Mexico is a post from: Chiltern Debt Management

Katie Price and Alex Reid

So Alex Reid has won Celebrity Big Brother, that seems to have made him worthy of marriage to the nations glamour model – Katie Price, Jordan, Mrs Andre Reid – we are officially confused.

Following the four day period Alex was back out of the Celebrity Big Brother house, Katie and he decided to get married, organised the day and flew to Las Vegas. Unfortunately, during the rush, no-one thought to let Peter Andre – Katie’s ex hubby – know exactly what was planned, leading to his breaking down in a dramatic interview this week.

Following Katie’s promise to be more responsible for her kids sake after her leaving ‘I’m a Celebrity Get Me Out of Here’, and her serious attempt to do so since then, the last thing we expected was to find out that, not only had she and Alex eloped, but that they spent their first night together as a couple in a strip club called Sapphire.

It is reported that they had a fiery row about a lap dancer called Lexi, after Alex was judged to be far too interested for Katie’s liking.

“Kate and Alex are a lively duo,” said an onlooker “They’d only been married about seven hours when they had their first row, and it wasn’t pretty. Alex was drooling over a lapdancer and Kate gave him a stern telling-off. After some quick-fire banter, she declared: “Maybe we’ve married too soon” before turning on her heels. Alex apologised profusely and within minutes the pair were once again lovers not fighters.”

Katie Price, Alex Reid and a lap dancer called Lexi is a post from: Chiltern Debt Management

The coldest winter for 30 years has meant that many homeowners now face the increased risk of developing debt problems, as their heating bills have soared by around 20 per cent.

Gas bills soar causing debt problems for many

Despite wholesale drops in the price of gas, many energy companies have not passed on these savings to customers and have instead raised prices to drive profits up.

Recent freezing temperatures are estimated to have caused a 30 per cent surge in energy consumption, so when coupled with these price increases it means further misery for troubled households.

For people trying to stay warm throughout the chilly period, it means gas bills could be much higher than anticipated, placing further strain on already overstretched household budgets – which for some consumers they simply cannot afford to pay.

According to a study by the Daily Express newspaper, the average household’s annual bills have increased by 127 per cent since 2003 – up to £1,233 from an average £543.

Richard Hall, energy specialist at watchdog Consumer Focus, said: “Suppliers have failed to fully pass on wholesale price cuts and have boosted their profits by not reducing prices before customers turn up their heating in the cold winter.

“All of the suppliers will be enjoying rocketing profits while millions of consumers worry about how to afford to keep warm.”

Ivan Cooper, Chairman at debt advice experts Chiltern, said: “Even though the wholesale price of gas has dropped during the last couple of years, energy companies are placing huge strain on the debt management of many of their customers.

“For many, the household budget simply cannot cope and the threat of developing debt problems increases – as overdrafts, loans and credit card debts are used to pay bills.

“When normal household expenses like these are being paid with credit facilities, it’s time to seek impartial debt help – before debt problems get any worse.”

Office of National Statistics figures showed that the elderly are most at risk, as there were 36,700 more deaths in the winter period compared to warmer months.

Risk of debt problems rise as heating bills soar by 20% is a post from: Chiltern Debt Management

For the first time since June last year, the demand for credit cards, overdrafts and personal loans was more than the amount being repaid by UK consumers.

Credit card debts rose during December

Bank of England figures showed that in December, the demand for consumer credit was up by £52m, driven predominantly by borrowing on credit cards.

Whilst the interest rates have been at a historic low, the trend with consumers has been to pay off their overdrafts, loans and credit card debts.

This was seen during the five consecutive months after June, when repayments outstripped new consumer credit borrowing, however it reversed in December as credit card demands soared.

Whilst the demand for personal loans and overdrafts remained low (repayments outstripped new borrowing by £143m), credit card debts soared by £195m.

Ivan Cooper, Chairman at debt advice experts Chiltern, said: “The fact that more people are using credit cards is slightly worrying, given that this is generally an expensive way of borrowing money.

“It is also concerning as many companies are still announcing further job cuts, so more people will be suffering from redundancy, a drop in household income and potential debt problems.

“As more people will be in need of impartial debt help, they should look for companies displaying the Office of Fair Trading code approval logo – such as Hamilton Locke and Chiltern – as these provide the best standard of service available.”

Credit card debts up as consumer demand rises is a post from: Chiltern Debt Management

Cheryl Cole – Parachute from tellymix on Vimeo.

Cheryl Cole is definitely sticking to the style of her last two hits and is likely to have another one on her hands here.

Her new song ‘Parachute’ was aired on TV this weekend and is due for release soon. The music is enchanting and the video’s drama certainly is eye-catching, there is a dress in there that must be an ode to Lady Gaga.

You may be best to make your own mind up on this one, but I like it.

Cheryl Cole’s new music video! Interesting… is a post from: Chiltern Debt Management

Brad Pitt & Angelina Jolie

There have again been rumours flying around about Brad and Angelina splitting up. This is not the first time by far, however, many of us were entirely in belief this time.

It seems though, like they were yet again just rumours. We think… Angelina turned up as a surprise guest at the Directors Guild of America Awards in LA at the weekend and they looked very much the happy couple. Brad even pulled out a chair for Angelina.

If you have more of an idea what is going on, please comment and let us know.

Brad Pitt and Angelina Jolie Spliting up? Apparently not… is a post from: Chiltern Debt Management

Ashley & Cheryl Cole

Ashley Cole, husband of X-Factor Judge and Girls Aloud singer Cheryl Cole, and Chelsea football player has been banned from driving.

Ashley from Godalming in Surrey was caught speeding in November on the A3 in Kingston. He was clocked at 104mph in a 50mph zone driving a Lamborghini by a Police officer with a radar gun.

He has been banned for four months and fined £1,000, despite his claim that he was being chased by a Paparazzi.

Chairwoman of the magistrates Patricia Baskerville said: “We have taken into account Mr Cole’s clean licence – however this was an incident of excessive speed, over twice the speed limit on the road and these were exceptional circumstances which we need to mark.”

A £15 victim surcharge and £300 costs were added by the panel to “reflect his income”.

A request 21 days leeway to pay was greeted with laughter by magistrates, who granted it nonetheless.

Cole is thought to earn a six-figure weekly salary.

The player has immediately launched an appeal against the ban, which will be heard later.

Cheryl Cole may have to walk again as Ashley Cole gets banned for speeding is a post from: Chiltern Debt Management

The ‘iPad’, a simple memorable name form a company renowned for producing simple to use and effective computing equipment.

This tablet PC is the latest ‘must have’ gadget to be released by emerging hardware leader Apple, the PC is designed to be extremely portable at 0.73 kg yet a highly effective computing device boasting a 1GHz processor. For the non technical – it also looks fantastic!

Functionality seems fairly unlimited, the iPad can do anything that you are likely to want it to do including surf the internet, write documents, send and receive email, watch films and listen to music. In fact the vast majority of the applications provided for the iPhone and iTouch will be fully functional on the iPad.

It isn’t yet available for release, however, it will likely fly off the shelf when it released later this year.

Apple introduces tablet PC called the iPad is a post from: Chiltern Debt Management

Katie Price & Alex Ried

Katie Price also known as Jordan may not have taken any part in Celebrity Big Brother, however, as the two favourites to win are her ex boyfriend Dane Bowers and her current boyfriend Alex Reid, could she be seen as the winner vicariously through them both regardless of which one of them actually wins?

Dane may have been in the music scene since he was 17 as part of boy band ‘Another Level’, however, his true rise to celebrity status was due in a large part to his 2 year relationship with Jordan. Dane was pictured and writen about frequently during their relationship and he was able to launch his solo career. Katie is said to be very supportive of her ex in the house, to the point of having a ’secret lunch’ with his parents this week.

Ale Reid is Katie’s current man, and she has tweeted many a nice thing about his antics in the house over the last few weeks. She has also aired her support in interviews, this quote coming from The Daily Star;

“He has been himself and I know no different. He is good fun.”

Tonight we will be able to say goodbye to Celebrity Big Brother for the foreseeable future. The likelihood is very high that one of these two ‘celebrities’, who seem to be able to claim that status only because of their relationships with Katie Price, will be crowned the winner. As they owe it all to her, she can only be seen as the true winner, being able to very effectively pave over the Peter Andre divorce like only an experienced celebrity can.

Has Katie Price / Jordan won Celebrity Big Brother? is a post from: Chiltern Debt Management

Staff at the Office of Fair Trading (OFT) have started investigations into the postal gold industry, aimed at those people who are strapped for cash and may have debt problems, who need to “get money quick”.

Cash for gold companies under investigation

People have been eager to sell their gold as the recession has continued and as the price of gold has boomed in recent months, as it offers a quick way to raise money and get out of debt without a credit check

Companies in the UK that offer money in exchange for gold sent by post are the subject of the OFT inquiry, following a report by consumer magazine “Which? Money”.

The consumer group magazine, described the companies buying gold in this way as offering consumers “shockingly bad value”.

Postal gold buyers only offered on average around 6 oer cent of the retail price for gold that was sent to them by an undercover investigation by the magazine.

By comparison, highstreet jewellers and pawnbrokers offered approx 25 per cent of the retail value.

Which? posted three items of jewellery to four UK based gold buyers – and was offered as low as £38.57 for gold bought recently for £729.

They were also informed that a 9 carat necklace bought for £399 wasn’t gold, and that they would be charged £10.95 to have it returned.

Peter Vicary-Smith, Which’s chief executive, said: “The poor value for money that these TV gold buyers are providing is simply shocking. The cash-for-gold market is unregulated and we have serious concerns about the fair treatment of consumers.”

Juliet Young, from the Office of Fair Trading, said: “Buying gold using the postal service is a relatively new business model and while innovation often brings benefits for consumers, we want to check that the market is developing in a way that treats customers fairly.”

OFT investigates gold scammers that target those with debt problems is a post from: Chiltern Debt Management

Superstar golfer and serial philanderer Tiger Woods has reluctantly started treatment at a clinic for sex addiction in a last-ditch attempt to save his failing marriage to Elin Nordegren.

Tiger being treated for sex addiction

On December 30 2009, Tiger is alleged to have checked into the Pine Grove Behavioural Health and Addiction Services clinic, in the small town of Hattiesburg, Mississippi.

The billionaire lifestyle that his multi-major winning success has brought him is a far cry from the drab concrete outbuilding of a clinic for sex addicts, but golfer Tiger Woods has started treatment to prevent divorce.

Elin Nordegren, 30 The Swedish ex-model, is mother to Tiger’s two young children, and she stopped wearing her wedding ring after their infamous bust-up in late November last year. This approach by Tiger, to seek help, is to try and avoid the couple from separating on more permanent basis.

According to a report in an American news magazine, Tiger has been on the centre’s $60,000 (£37,000) six-week Gentle Path programme since the end of last year.

It is claimed that Elin made Tiger agree to stop cheating and enter sexual rehab, threatening the golfer that she would take the couple’s children – Sam Alexis, 2, and 6-month-old son Charlie Axel – back to Sweden. He accepted in exchange for Elin not seeking immediate divorce proceedings.

The couple’s troubles became public following a blazing Thanksgiving night row, which culminated in Tiger evading their Orlando mansion bare-footed, before crashing his car into a tree at the bottom of their drive and being taken to hospital.

Tiger Woods seeks sex addiction therapy to keep Elin Nordegren is a post from: Chiltern Debt Management

Carlos Tevez came back to haunt ex-colleagues, Sir Alex Ferguson and Gary Neville, as he scored twice in City’s 2-1 Carling Cup semi-final victory last night.

Utd sub Neville could be in trouble after Tevez scored the winner

The ex-United icon, who earlier had been labelled as being “over-priced” by United club captain Neville, made the journeyman defender eat his words as he scored from the spot before heading home the winner.

United took the lead with a Ryan Giggs strike, before Craig Bellamy was felled in the box. Argentinian Tevez hammered the ball down the centre of the goal to pull level.

Tevez again headed home to seal the victory for the Eastlands club, before running to the dugout area cupping his ear – reminiscent of his celebration against City in his last derby as a red.

Former team mate, Gary Neville, was warming-up at the side of the pitch when Tevez scored and the FA will be keen to see video footage that showed the substitute gesturing with his middle finger.

United were the better side by far for most of the game, and City had to hold out for the last 25 minutes to seal the win and a potential Wembley Cup Final.

Trying to play down the incident after the game, United manager said: “It is just the way these things happen. Football can be like that. It can bite you. We have had a few players leave the club and score against us. There is no issue. I am happy with the players we have got.”

The embarrassing defeat comes alongside further financial heartache for the Salford Reds, as latest accounts reveal swollen debts of £716.5million.

The company “Red Football Joint Venture Ltd”, which is owned by the American Glazer family, filed accounts for the year ending June 30 2009 which increased by £17m from £699m.

Old Trafford is the venue for the return leg of the Carling Cup Semi-final, next Wednesday in what will no doubt be a nail-biting encounter for both sets of supporters.

Tevez haunts Ferguson and Neville but City aren’t in Wembley Cup Final yet is a post from: Chiltern Debt Management

Haiti was today plunged further into chaos, as it was hit by a second earthquake measuring a massive 6.1 on the Richter scale.

Flag of Haiti

Last week’s earthquake – which measured a collossal 7.0 – is estimated to have killed around 200,000 people, and as the aftershock hit today witnesses reported buildings shaking and people running into the streets in sheer panic.

It was not immediately clear what additional damage or casualities this second quake brought, but the Haitian Prime Minister, Jean-Max said that a plane and overland team would be deployed to check the situation.

He said: “We know they are going to need some help”.

The aftershock centred in Petit-Goave this afternoon, about 35 miles north-west of the capital of Port-au-Prince.

A spokesperson for the Disasters Emergency Committee said: “In the middle of an extremely challenging aid operation, where many survivors are already terrified of aftershocks, the news of today’s tremors are of grave concern.

“We are assessing the impact of the aftershock with our field staff to see if there has been further large-scale disruption to survivors and aid operations.

“As the full scale of the tragedy unfolds, there is still an urgent need for more funds and we continue to rely on the generosity of donors.”

Haiti shattered by another earthquake measuring over 6 on Richter scale is a post from: Chiltern Debt Management