You will first need to call The Debt People on the above number for a debt assessment. If your circumstances qualify you for an IVA, we will send out an IVA pack. You will need to return all your paperwork and we will then prepare all of the necessary documentation for your approval. We will then contact creditors on your behalf and will continue to deal with them for you throughout your arrangement.

We will call a creditors meeting so that creditors can consider your proposal. You will not usually have to attend a meeting. Typically most creditors do not attend in person and vote by proxy (postal vote). You can attend if you wish although a person from The Debt People will chair the meeting, keeping you fully informed throughout the process.