Getting advice on debt problems is the first step for anyone struggling to pay their credit each month. At Chiltern we give FREE advice on debt problems and can help you to get a programme in place to clear your debt over a period of time at a rate that you can afford. We do not give you a loan or credit to bring your current debts together, instead we speak to all of your creditors and propose payments from a single payment that you make to us. That payment is not based on what you owe, but on what you can afford to pay each month. We take into account all of your existing bills and credit commitments. Each of your creditors will be paid a proportional amount which we can arrange due to our reputation and regular contact with them.

Free advice on debt problems?

Chiltern offers free advice, we don not charge you to talk through your debt and advise a solution. We have been helping people in need for 12 years and have been strong supporters of bringing in regulation of the industry. As DEMSA members, our business practices have been approved by the Office of Fair Trading (OFT), so you can be assured that our advice is some of the best in the industry. This means that all of our advertising and fees have to be explained fully. If you would like to speak to one of our advisers please call 0800 043 2332 or complete the orange form at the top of this page.

Professional advice on debt

When you contact us for debt advice, we will carefully listen to you to assess your circumstances before advising you what is likely to be the best way to manage your debt. We offer a wide range of debt solutions including Debt Management Plans, IVAs, Trust Deeds and Debt Consolidation Loans, when none of our products are right for you, we can advise you on what you should do next.

Complete the form on the right and one of our advisers/counsellors will provide FREE expert debt advice. To talk to an advisor, for immediate debt help, call FREE on 0800 043 2332.