Put an end to your debt problems with a debt reduction programme.
- Are you regularly using your credit card to pay for everyday items – like petrol or food?
- Or, are you eating further into your overdraft each month?
- Does it worry you that your cards might get refused because you’ve reached your credit limit?
If so, you could have serious, underlying debt problems that need to be dealt with, and you should speak to The Debt People today.
You might be struggling at the moment to keep up with your finances, but our debt reduction programmes can help alleviate your debt problems before they get any worse.
You’ll then be able to stop worrying about any debt problems, whilst still paying off your unsecured balances – loans, overdrafts, catalogues, store cards and credit card debt etc.
For more information on how we can solve your debt problems, without the need for another loan, call us today on 0800 037 0053.
How does debt reduction work?
Over the years, The Debt People have helped many thousands of people, in financial difficulty, to solve their debt problems. We specialise in providing debt reduction programmes, such as IVAs (Individual Voluntary Arrangements) and Debt Management Plans.
When you contact The Debt People, you will speak to a trained adviser, who will explain all of the different debt reduction options that are available. Once they have analysed your personal financial circumstances, they will recommend the most appropriate solution for your situation. With our help, your debt problems could soon be a thing of the past.
To begin with, the adviser will work out how much money you spend each month – before you’ve started paying anything towards your unsecured debts. They will also consider how much money you have available (wages, benefits etc). This gives us your disposable income – which is the amount you have available to repay to the people you owe money to.
Depending on your circumstances, we may offer some free advice to help with budgeting, or we may suggest a debt reduction programme to help repay debts. This would be at the rate that we have worked-out with you, that is realistically affordable.
If you are in serious financial difficulty, and your debt problems are genuine, then you can rest assured that we will do whatever we can to help you. Call us now on 0800 037 0053 or submit you details using the form on this page, and we will call you back.
What are the options?
The right solution depends on a number of factors; how much you owe, how much you can afford to repay each month and even where you live. We may recommend a Debt Management Plan, an IVA (Individual Voluntary Arrangement) or, if you live north of the border, a Trust Deed.
On all of the above mentioned programmes, your unsecured debts can be gathered together and consolidated into a single, affordable monthly payment. So long as you keep your payments, to The Debt People, up to date we will then take care of the monthly distributions to your different creditors. We will also deal with all future communication with your creditors, including letters and phone calls.
Put an end to your debt problems today.
Call us now on 0800 037 0053 or submit your details on the form opposite and one of our advisers will call you back.