Clear your debts after Christmas
We all know that Christmas isn’t the best time to be thinking about sorting out your finances. What with the added expense of buying presents, visiting relatives and all that food and drink to think about, credit card bills are the last thing on your mind… or are they?
Let our experience guide you
We have been helping people with their finances for over a decade and if there is one thing we can be sure of it’s that January is usually the busiest month of the year. So why not beat the post-Christmas rush, and get your paperwork completed so your plan can be ready to go right after the holiday. Make the most of your Christmas and start 2010 on a positive note, without worrying so much about your debts.
What we do
If you are struggling to pay your monthly debt repayments, or you are starting to feel under financial pressure, then Chiltern can help you. Chiltern Debt Management are the leading debt advice and debt solution provider in the UK so, if you are in financial difficulty, call free today on 0800 043 2332 or submit your information using the form on this page.
How can we help?
Your financial problems could be solved with a single call to us. Depending on your circumstances, we could help you to get out of debt by offering a debt solution like an Individual Voluntary Arrangement (IVA) or a debt management plan. Debt Management is a flexible solution that gathers all of your unsecured debt repayments together into a single and affordable monthly payment. With a debt management plan we will take over the management of all of your unsecured debts and, by negotiating with your creditors, help you to reduce your monthly payments and eventually clear your debts.
At Chiltern we are licensed to give debt help to clients that are struggling to pay their debts and are now in need of debt advice. As a voluntary member of trade body DEMSA, our debt advice procedures and debt management plan have received OFT code approval. This means our debt management plan exceeds the service standards required by law. For friendly and helpful advice, please call free on 0800 043 2332 or submit your information using the form on the right. For more information on the debt help available you can click the link – what is debt management?
Important Information About Our Service & Fees
Whilst we strive in all cases to negotiate the best deal with your creditors, we cannot guarantee a reduction in interest or charges. Also as one of the largest providers of debt management solutions in the UK, we are able to provide initial advice over the phone without charge, however, if a debt solution is taken out, please be aware that fees will be charged. We aim to keep these fees as low as possible and believe that we are very competitively priced. View more detailed information on our fees including examples for each product here.
Further Additional Information
The insolvency service has produced a guide for people who are struggling with debt, which outlines each of the available solutions.
If an IVA is not maintained it could lead to bankruptcy.
