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August, 2011

Bankruptcy figures in NI rose by 69 per cent since recession began

According to the latest figures, one person in the Dungannon district of Northern Ireland starts bankruptcy proceedings and two people face their homes being repossessed every week. Also included in the government-released figures is the statistic that shows that since the start of the recession back in 2007, bankruptcy rates in Dungannon, the third largest [...]

Debt management warning issued over holiday loans

The insolvency professionals’ body R3 has issued a serious warning to anyone considering taking out a personal loan to pay for a holiday this year, saying that debt management problems could soon follow. Research undertaken by R3 shows that as many as 1.8 million people borrowed money to fund a trip, getaway or summer holiday [...]

Company owners taking on personal debt problems to stay in business

Business owners are increasingly taking on personal debt problems in order to keep their companies viable, according to new figures. The Centre for Economic and Business Research (CEBR) conducted a survey recently in which 47 per cent of respondents admitted that they were forced to use their own cash to keep themselves in business this [...]

5m households risking debt problems by not saving enough

A new report commissioned by the Consumer Credit Counselling Service (CCCS) has revealed that more than five million households in the UK are not saving enough to avoid future debt problems should the unexpected happen. The research, which was carried out by the Financial Inclusion Centre, identified 1.1 million UK households which had less than [...]

Number of home repossessions set to rise in the UK

Although the total number of home repossessions dipped slightly in the second quarter of this year, debt management experts have predicted that it will soon rise. Figures released by the Council of Mortgage Lenders (CML) show that a total of 9,000 UK properties were repossessed in the three months leading up to the end of [...]

Study finds debt problems and inflation now affecting children

A new study conducted by Santander has revealed that parents who are experiencing inflation and debt problems may be passing on some of their money worries to their children. The bank’s researchers found that in the last three years, half of the children aged between 10 and 16 that were included in the study have [...]